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Goals Calculator

Protect what matters and plan what's next. Quick, private calculators for insurance, savings and the registered accounts. Nothing you type is saved or sent anywhere.

Protect your goals: how much life insurance might your family need?

Interactive estimator

Estimate your life insurance needsHow this is worked out: Adds the income you'd want replaced (income times the number of years), debts and future costs, then subtracts existing coverage and savings. The difference is the gap. It doesn't adjust for inflation or investment returns.

1. What would your family need?

For how many years: 10 For example, until your youngest finishes school

2. What's already in place?

Total needs$0
Minus what's in place$0
Estimated coverage gap$0

A simplified starting point for general education, not a recommendation. It doesn't account for inflation, investment returns, taxes, government benefits or changes in your circumstances, and it doesn't tell you what type of policy suits you. A proper needs analysis looks at your full situation.

Not advice
Self-directed education only.

Everything on this site is general information to work through yourself. It is not financial, investment, insurance, tax or legal advice, and not a recommendation to buy, sell or hold any product. Calculators and interactives are illustrations based on the figures you enter, not forecasts or guarantees.

No recommendation is made before your circumstances, needs and eligibility are reviewed. Lukas Jocius is a licensed life & health insurance and segregated funds advisor with Affinity Financial Services Inc., in Ontario.

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