Estate questions rather than starting-out ones
Where the mortgage is largely dealt with and the children have left, the question shifts from replacing income to what passes on, to whom, and how much of it goes through probate first.
Oakville & Burlington
Life insurance advisor in Oakville & Burlington
Education first, and a conversation only if you want one. I am a licensed life insurance and segregated funds advisor with Affinity Financial Services Inc., working with people across Oakville, Burlington and the rest of Halton.
What tends to come up in Oakville & Burlington
Cover bought years ago that nobody has re-read
Policies taken out around a first home often no longer match the household they were bought for. Knowing what a term policy does at renewal, and when, is usually more useful than buying anything new.
Supporting adult children and ageing parents at once
The squeeze is real and rarely planned for, because both demands arrive at the stage when retirement saving is meant to be at its heaviest.
Incorporated professionals
Where income runs through a corporation, personal and corporate questions stop being separate. What the company holds, and what happens to it, belongs in the same conversation as personal coverage.
Work it through yourself first
Everything on this site is free and needs no sign-up: the coverage and goal calculators, the Discovery Lab interactives, and plain-language articles on TFSAs, RRSPs, RESPs, FHSAs and insurance. Plenty of people never book a call, and that's a perfectly good outcome.
Where I work
- Downtown Oakville
- Glen Abbey
- Bronte
- Burlington
- Aldershot
- Milton
Meetings happen wherever suits: in person around Oakville, Burlington, Milton and the rest of Halton, or by video call. There's no charge for a first conversation and no obligation afterwards.