Money through the life stages
Slide through a lifetime and see how the focus shifts from growth to protection.
For educational purposes only. Simplified illustrations to help you understand how things work. Not financial, investment or tax advice, and not a recommendation.
Early careerAges 25–34
The longest runway for growth, plus basic protection if anyone relies on your income.
People commonly look at- TFSA
- FHSA for a first home
- RRSP as income rises
- Term life & disability insurance
- Permanent life insurance
A general pattern by age only. Real plans depend on health, income, family, goals and provincial rules.
- Growth tends to matter most early on
- Protection grows as more people rely on you
- Later, it's about income and passing wealth on
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